INDIVIDUALIZED PROCESS

You may find our process different than what you have previously experienced. Unlike many financial advisors, we at Confluence do not begin by talking with you about investments. Rather, we begin by getting to know you, your concerns, and your goals. We want to learn about what’s important to you—your family, your values, your interests, your work, your home life, where you keep your money—and why. This type of inquiry helps to ensure the annual written financial plan we develop for you and the investments we recommend are aligned with the essential components of your life.

The Confluence process relies on client preparation and participation. We ask our clients to engage in a step-by-step process—with specific meeting and document requirements. This commitment helps provide the information and structure we will need to effect positive outcomes for you.

Together with you, we engage in a rigorous and collaborative process of inquiry, designed to more clearly elicit and articulate your goals. As part of our conversation, we will be listening and identifying areas that need attention and things that may be missing—issues of which you may be unaware, but which could have a serious impact on your future if not addressed.

Steps to take care of these matters will be included in the written financial plan we will produce for you annually as your life changes and the world around you changes. This process will guide everything we do. Over the years, we have found this highly individualized life-planning process to be the best way we can deliver the clear vision and expertly tailored recommendations that will help you realize a meaningful and secure future.

 
We begin by getting to know you, your concerns, and your goals. We want to learn about what’s important to you....